青云英语翻译

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Mayers和Smith(1990),这是不恰当的假设,企业规避风险。尽管如此,他们认为,如果购买的是符合利润最大化,将企业购买保险。在他们的分析,企业利益相关者的效用最大化 - 贷款人,客户,员工和供应商 - 再加上企业的利润最大化目标,可能会导致一个企业购买保险。例如,贷款人可能会愿意借钱给一家公司在利率比平时低,如果企业已获得保险覆盖风险,可能危及其偿还贷款的能力。利润最大化的企业会购买保险的保险费用不到的借贷成本增加,如果不买保险。风险规避贷款机构和公司的其他利益相关者的一部分,因此,企业购买保险的重要因素。企业保险购买也解释的事实,寻求股东价值最大化的公司可以通过购买保
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